Your paycheck is your biggest asset. It pays the bills, covers your mortgage, and funds your family’s future. But what if you suddenly couldn’t work due to an illness or injury? Disability insurance steps in to replace a portion of your income, so you can focus on recovery instead of stressing over bills.
Here’s how it works: if you become unable to work, disability insurance provides you with monthly income. For example, if you normally make $5,000 a month, your policy could provide $3,000 to keep your household running smoothly.
Statistics show that 1 in 4 workers will face a disability before retirement age. It’s more common than most people think—but thankfully, preparing for it is simple.